How Long Does It Take for a Check to Clear?How Long Does It Take for a Check to Fully Clear? In most cases, you can expect a check to clear two to five business days after its initial deposit into your bank account. On average, the check clearing process takes two to five business days to hit your account. Business days are generally considered
18 Passive Income Ideas To Boost Your Earnings in 2022There are many different passive income ideas to choose from, especially in today’s world of remote working and flexible schedules. Who knew you could potentially make supplemental income while you sleep? Passive income is the most common solution to do just that. Even though it sounds too good to be true, there are many ways
Secured vs. Unsecured Credit Cards Explained: Which Is Right For You?Though they all may just look like a piece of plastic, not all credit cards are the same. For example, there are secured credit cards and unsecured credit cards. But how are they different beneath the surface and how do you choose a secured vs. unsecured credit card? So what’s the difference between a secured
What to Consider When Buying Your First Investment PropertyReal estate can be one of the best ways to earn extra income in addition to the money coming in from your regular job. If you’re looking to get started with real estate investing by buying your first investment property, there are a few things that you’ll want to keep in mind before you do
What is Financial Planning?What Is Financial Planning? A financial plan acts as a guide for your money and helps you achieve your goals. Financial planning is about building a way to help people achieve their financial goals. You can do financial planning on your own or with the help of a professional. Financial planning is a step-by-step strategy
What is Retirement Planning?We all dream of retirement—when we hope to have more time to travel, spend our golden years with family, or just sit back and enjoy the finer things in life. However, it’ll be hard to do any of that if you don’t have your finances in order. That’s where retirement planning comes in. A good
Savings CalculatorKeeping money in a savings account is one of many safe ways to save money. It’s also a means to earn money—as interest—with little effort. Ultimately, regularly contributing a set amount to a savings account can help you reach your financial goals sooner. Use this savings calculator to assess how quickly your money can grow over time and
Investing for Beginners: An Ultimate Guide for 2022Simply put, investing is a means of growing your money by putting a little away now in the hopes of seeing more of it later. However, investing for beginners can understandably be overwhelming. There’s a lot to consider, and everyone’s financial situation is different. That’s why it’s important to do your research, and we’re here
Student Loan Forbearance: A Definition and OverviewStudent loan forbearance is a temporary suspension or decreased rate on your student loans. Many people became familiar with student loan forbearance during the COVID-19 pandemic, during which many student loan payments were halted or cut. Navigating student loans can be a tricky business as it is. But if a lower interest rate piques your
How Much Do YouTubers Make? Facts and Figures for 2022How Much Do YouTubers Make? The average YouTuber makes $0.18 per view, which equates to around $18 for every 1,000 video views. There you are, sitting in bed with your phone flipped sideways and headphones in, watching one of your favorite artists’ VEVO channels, a makeup tutorial, a “how-to” video, or one of many pranking
44 Ways to Make Money at Home in 2022Did you know that 3.9 million U.S. employees work remotely? It’s true. And, for many, making money from home (even in their PJs) is their dream job. Why not accomplish your money goals by staying home and working when you want to? Here are 44 easy ways to make money at home and on your
7 Places That Will Pay You to Move There in 2022As remote work increases, US programs that will pay you to move to certain cities or states have begun. Here's a look at some of the options:
Why it’s More Important Than Ever to Track Your SpendingWith inflation and prices rising at gas pumps, grocery stores and everything in-between it’s more important than ever to track your spending.
Survey: Over 50% of Parents Opt for Chore-Driven Allowance for KidsAn allowance can be an amazing way to start teaching your children about money management. However, there’s debate when it comes to how much allowance to give, when to start giving an allowance, and whether the amount of allowance for...
How to Protect Yourself and Your Finances When TravelingIf you're planning to travel, here are some ways to protect your finances against cancelation costs and other unforeseen vacation expenses.
Budget Friendly Sustainable SwapsTrying to be environmentally conscious can be difficult. Here are a few ways to reduce your carbon footprint without blowing your budget.
Chapter 10: What to Do About Credit Report ErrorsSo we’ve reached Chapter 10 of our credit series, and at this point you should have a solid understanding of the basics of credit, like how to check your credit score, why credit scores are important, what your beginning credit...
Chapter 9: How to Check Your Credit Score on Your Credit ReportYour credit score indicates your creditworthiness. It’s a number that tells creditors your level of risk. Many businesses, including insurance companies, phone companies, credit cards, and loan and mortgage providers, review your credit score when determining if they should issue...
Chapter 8: How to Increase Your Credit ScoreIt’s a question that many people have on their minds as they begin to seriously consider their finances: how do I raise my credit score, or how do I fix my credit? Though credit scores may seem shrouded in mystery–how...
Chapter 7: How to Build CreditHaving a good credit score will prove to be beneficial many times in life as it opens up the door to a world of opportunities, not to mention lower interest rates. But you’re not just born with a high credit...